According to the Centers for Disease Control (CDC), nearly 3 million new traumatic brain injury cases occur every year in the United States. Car accidents, slip and fall accidents, and sports accidents are leading causes of traumatic brain injuries. Traumatic brain injuries are incredibly difficult to cope with, and they are also costly. Every year, the direct and indirect costs of traumatic brain injuries add up to $76.5 billion.

Victims of traumatic brain injuries suffer a variety of ongoing symptoms, and many are unable to engage in the daily activities and work they once loved. If you or your loved one has suffered a traumatic brain injury caused by someone else’s negligence or recklessness, you may be entitled to damages through a personal injury lawsuit. Below, will address some of the most frequently asked questions related to brain injury lawsuits.

How Will I Pay for My Traumatic Brain Injury Care?

Many of our new clients are understandably devastated about their own traumatic brain injury or the traumatic brain injury of a loved one. Many people who suffer traumatic brain injuries are not able to return to work and make a living. Additionally, the cost of treating a traumatic brain injury is significant.

Most Americans cannot pay for their loved one’s care, and these costs do not include the TBI victim’s lost income and other expenses. The cost of medical care for someone with a traumatic brain injury can be well multiple millions of dollars, especially when the victim is young or daily medical treatments are required.

What Kind of Insurance Covers My Injury?

Many of our clients suffered traumatic brain injuries in car accidents and hope to recover compensation through a settlement with an auto insurance company. Settling with an insurance company is never easy, as these companies are for-profit and often offer victims of traumatic brain injuries low settlement amounts hoping they will go away. Every driver in Missouri and Kansas must maintain a minimum level of car insurance coverage. However, the minimum amount of liability insurance in Missouri is only $25,000. Sadly, many drivers either do not have insurance, or their insurance policy limits are far too low to cover the massive expenses associated with a traumatic brain injury. Health insurance is very important to provide access to much needed care and treatment throughout the recovery process.

Do I Need a Traumatic Brain Injury Attorney?

When insurance policies fail to cover all of the emotional, physical, and other expenses caused by a traumatic brain injury, personal injury lawsuits may become necessary. It is always best to speak to an experienced personal injury lawyer as soon as possible after suffering a traumatic brain injury. Your lawyer will be able to evaluate your situation and advise you as to whether seeking compensation through a car insurance policy is advisable or whether you should file a personal injury lawsuit. Contact the experienced traumatic brain injury lawyers at Griggs Injury Law today to schedule your initial consultation.