When you or a loved one is injured as the result of somebody else’s negligence or fault, it seems rational that the person who caused the damage would offer to compensate you for your injuries and losses. It is widely believed by everyday Americans that most or all insurance companies and defendant drivers will do the right thing and offer fair compensation. Unfortunately, the reality is that most defendants and their insurers refuse to accept accountability for their actions and in fact, they blame the innocent party for the wreck, and refuse to properly compensate for the damages they caused resulting in under-compensation to the injured party.

Insurance companies profit by under paying the injured persons for the harms caused by their insureds. Insurance companies and their defense lawyers know the law and have millions of dollars in resources to fight these claims. They know that most non-lawyers or unrepresented auto accident victims are unaware of the full extents of their legal rights and remedies available to them.

Hiring a competent personal injury lawyer will give you access to the help you need to find out your legal rights. Hiring a reputable personal injury law firm helps you establish your case, especially when hired early in the accident process. Competent personal injury lawyers are especially skilled in negotiating with the insurance company, and, if required, will take your case to a jury trial. While non-lawyers are able to negotiate with the insurance company themselves, doing so without a complete legal understanding of their rights puts them at a distinctive disadvantage with the insurance company.

All insurance companies have the same objective — to pay the lowest possible amount for valid claims. They will do anything within their power to sway the negotiations in their favor. They routinely take advantage of their superior understanding of the law over non-lawyers and use it to achieve the lowest possible settlement.  Experienced personal injury lawyers are invaluable in handling all types of insurance companies. They take into consideration all types of insurance available to clients, including their own insurance.

During discussions to negotiate insurance claims, the insurance company routinely attempts to acquire statements slanted in favor of their insured through confusing and vague questioning, all of which is recorded and used against the injured victim. Experienced personal injury attorneys will guide you through the procedure, protect you from the insurance company and help protect your rights.

A personal injury lawyer is in the best position to obtain a favorable settlement on your behalf. Often a client’s judgment or settlement achieved with representation considerably exceeds what could have obtained on their own, even after attorney fees are deducted. Contact experienced personal injury attorneys for help with your injury case. Annette Griggs, of Griggs Injury Law, has represented clients in traumatic brain injury (TBI) cases, catastrophic injuries, wrongful death, vehicle accidents, bar & restaurant liability, insurance litigation and drunk driving accidents for over 17 years.